Welcome to Griffin Insurance Solutions

The Health Insurance Experts of the Triangle

Serving the Greater Raleigh area with Medicare, Health Insurance, Dental, Vision and Retirement Coverage Solutions tailored to your needs.

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See Why So Many North Carolina Residents Choose Griffin Insurance Solutions

Let Us Help You

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Griffin Insurance Solutions is a family-run insurance agency in Raleigh, North Carolina, and because of that, we treat our clients like family.

We’ve built our business around helping North Carolina seniors sign up for Medicare worry-free. Within the last few years, we have grown our business to include not only Medicare but Affordable Care Act, and other forms of individual health insurance options.

If you need assistance with health insurance, give us a call and we will be happy to handle the details for you. We will work through your coverage options, rates, and help complete enrollments. You are like family to us, and family deserves the best.

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The Five Parts Of Medicare

Stay informed with the latest Medicare Insurance, expert insights. Our team of professionals insurance broker brings you information on Medicare.

What Is Medicare “Part A” Cover?

Provides coverage for several services, including hospital, skilled nursing facility, home health, and hospice care.

What Is Medicare “Part B” Cover?

Including preventive care, mental health services, screenings, outpatient care, lab services, rehabilitation, and durable medical equipment, often paying 80%.

Medicare Supplement Plans (Medigap Plans)

Medigap policies, can provide coverage for health care services and fees that Original Medicare does not cover.

Medicare Prescription Drug Plans (Part D)

Provides prescription drug coverage, helping lower out‑of‑pocket costs for medication at the pharmacy.

Medicare Advantage Plans (Part C)

Provided through private insurance companies that have been approved by the government and often include additional benefits.

How Do I Know If I’m Eligible For Medicare?

We work for you, not the insurance companies.

Unlike other insurance agencies, we pride ourselves on remaining independent, and we offer plans from over 15 major insurance companies.

Have Questions?

Griffin’s Top 13: Your Biggest Insurance Questions, Answered

Ready to Take the Next Step with Griffin Insurance Solutions? Whether you’re new to Medicare, considering a plan change, or have more questions, we’re ready to help.

01 When should I enroll in Medicare if I turn 65?

You can enroll during your Initial Enrollment Period (IEP), which spans seven months: the three months before, the month of, and the three months after your 65th birthday. For example, if your birthday is July 15, your IEP will run from April 1 to October 31.

If you received Social Security benefits for at least four months before turning 65, you’ll automatically be enrolled in Medicare Part A and Part B. If not, you’ll need to sign up manually.

It depends on the plan you choose. With Original Medicare (Parts A and B), you can see any doctor or specialist who accepts Medicare. Medicare Advantage plans may have network restrictions, so check if your doctor is included.

Medicare Advantage (Part C) is an all-in-one plan offered by private insurers that includes Part A, Part B, and often Part D, along with additional benefits like dental and vision coverage. Medicare Supplement (Medigap) plans work alongside Original Medicare to cover out-of-pocket costs, but do not include prescription drug coverage.

Original Medicare a and b does not, so you would like to add a stand-alone dental and/or vision, or a dental, vision, and hearing policy (all in one). If you choose a Medicare advantage plan, often dental, vision, and hearing is included in the policy. If you choose a plan that does not cover dental, vision, and hearing, you can add that coverage separately.

Yes, if you don’t enroll in Medicare Part B when first eligible and don’t have other creditable coverage, you may face a late enrollment penalty. The penalty is a 10% increase in your Part B premium for each 12-month period you could have had Part B but didn’t sign up.

Understanding Medicare

Your Partner in Complete Insurance Planning

Medicare can feel complex, but understanding your options is the first step toward making confident decisions about your health coverage.

Medicare eligibility requirements & enrollment.

How to apply for coverage.

Will you need a Medicare Supplement Plan?

How to apply for coverage.

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Read From Our Blog

Medicare Insights, Insurance Tips & Retirement Resources

Stay informed with expert insights on Medicare, health insurance, retirement planning, and long-term care. Our educational resources are designed to help you understand your options, avoid costly mistakes, and make confident decisions for your future.

Medicare Breakdown

Medicare Made Simple: Get Your Free Guide Today

Confused by Medicare’s endless parts and plans? You’re not alone. That’s why we created Medicare Breakdown: The Alphabet Soup of Medicare—a straightforward guide that cuts through the clutter and helps you make the best choices for your future. Get your copy now.